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Les dettes, Comment s’y prendre?

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dettes

Comment se débarrasser de ses dettes ? C’est la question que la plus part d’entre nous se pose chaque fois que le contrôle de la situation nous échappe.

Se faire plaisir de temps à autre fait du bien. Mais quand ces plaisirs deviennent incontrôlables, ils se transforment en un souci qui pèse lourdement sur la tranquillité d’esprit.

Une dette peut entraîner une autre plus grande et ainsi de suite, et on n’arrive plus à se détacher.

Prendre conscience de la gravité des conséquences, que peut entraîner une mauvaise gestion financière, est le premier pas pour sortir de l’endettement. Mais la volonté seule est insuffisante, il faut mettre en place les mesures nécessaires.

Voici quelques astuces pour sortir de cette situation :

  • Limiter les cartes de crédits,
  • Faire un plan pour rembourser les dettes,
  • Réduire les dépenses quotidiennes et inutiles,
  • Changer le mode de vie,
  • Vous pouvez aussi demander l’aide d’un professionnel si la situation vous dépasse,

Sortir de l’endettement est une véritable bataille, qu’il faut gagner à tout prix et avant qu’il ne soit trop tard.

La différence entre le riche et le pauvre n’est pas une question d’argent mais surtout de gestion.

Si vous avez traversé cette épreuve avec succès, dans un esprit de partage, faites nous connaitre les astuces qui vous ont aidées (dans un commentaire ci-dessous). 

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